"Lending is always good business, regardless of time or place." While we can't take wealth with us, neither do our debts. Many Chinese strive for a debt-free life. In contrast, Westerners often live with debt from their student days. This highlights a core difference: Chinese view credit as morality, while Europeans and Americans see it as an asset. When debt becomes a tradable asset, lending scales into a profitable business. GoodsFox's "July Global Finance Website Hot Ranking" confirms this trend. Over half the platforms focus on loan services. They cover mature and emerging markets, including the US, Canada, Australia, Nordic regions, Indonesia, and India. * This article offers no investment or financial advice. "Poor people save money in banks; […]